Senior Life Care Planning - Medicaid, Medicare & Insurance Assistance

Medicaid is a medical assistance program for those who have no other means to pay for necessary medical care. Families are most familiar with the term Title 19, which is Medicaid in a skilled nursing facility. The funding program for seniors in an assisted living facility or in need of care at home is called Family Care. Both of these programs can be confusing and often present families with a myriad of complicated questions.

Seniors in America are living longer than ever before, and many eventually require long-term or skilled nursing care. Unfortunately, the cost of staying in a nursing home now averages more than $7,000 per month. Most families are unable to pay even six months privately in a skilled nursing facility.

Medicaid laws are complex and continuously changing, but one aspect of Medicaid planning is always the same. As with estate planning, the further you plan ahead, the more options you will have.

Our staff has been helping seniors with Medicaid for well over eight years. We have a private benefit specialist dedicated to only working with clients that need this extra attention. By completing a financial inventory, we are able to look at the situation comprehensively. For seniors who need to explore the Family Care program, we help to coordinate the services to ensure that they are successfully taken care of.

 

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